Check in with your debit card, credit card or smartphone | NS (2024)

FAQs

Check in with your debit card, credit card or smartphone | NS? ›

In order to travel with your contactless debit, credit card or mobile phone, you don't need to activate anything. Travel this way right away. Take card that you wish to use for travel out of your wallet, or use the debit card on your mobile phone. Hold your card or mobile phone against the card reader when checking in.

Paying for a hotel with a debit card

Many hotels accept debit cards when you book or check in, but they may request a security deposit.

How OVpay works. Simply hold your contactless debit or credit card, or mobile up to the card reader or gate and – beep! – you've checked in. When you arrive at your destination, check out the same way.

You can check in and out of all public transport in the Netherlands with your debit card.

For visitors to the Netherlands, OVpay is the best way to check in and out when travelling by public transport. You only need your debit or credit card to easily travel throughout the country by train, tram, bus or metro.

Many hotels require a credit card at check-in as a deposit for incidentals or damage. If you've gone through the reservation process and paid using an alternate method, it can be frustrating to arrive on the first day of your trip, only to find the hotel won't hand over the keys without a credit card.

Hotels need to communicate with the card issuer for a few reasons: They need to check if the card is real and I am who I say I am. They want to make sure that I have enough money to pay for the total of my stay ($400 room+tax)

The price you pay will be the same as a standard ticket or trip with the OV-chipkaart without subscriptions or discounts.

OVpay payment options

You can check in and out with: contactless debit cards from ABN AMRO, ASN Bank, Bunq, Knab, ING, Rabobank, Regiobank, Triodos or SNS. contactless credit cards from Mastercard or VISA (including those issued by ICS)

Look for the contactless symbol on your credit or debit card to see if your card is contactless enabled. Then, board a bus with the contactless symbol and instead of paying with cash, simply tap your card or contactless-enabled device onto the reader and wait for the beep.

Can you use a debit card to get on a train? ›

Credit and Debit Cards

Debit cards must have a credit card logo and will be processed as credit card transactions; cards that require the entry of a PIN (personal identification number) are not accepted.

Card rails, also known as “card networks” or “card schemes,” are the infrastructure and systems that facilitate electronic card transactions such as credit, debit, and prepaid card payments.

Paying the subway fare

Tap your contactless credit or debit card, mobile device, or OMNY card at the OMNY reader on the turnstile. It doesn't matter which way the card or device is facing.

- If you've checked in on the bus, tram or subway and you've forgotten to check out, a standard (full) fee of € 4,00 is charged from the Chip Card. - When checked in on the train and you've forgotten to check out, a standard (full) fee of € 20,00 is charged from the Chip Card.

If you've ever been to the Netherlands, you may have noticed that many stores have a "PIN-only" sign. This sign indicates that only payments from a PIN debit card, usually from a Dutch bank, are accepted.

A debit card is not a checking account, it is a card linked to a checking account. The primary difference between a debit and checking account is that a checking account holds money, whereas a debit card simply provides access to that money.

A debit card is a payment card issued by your financial institution, usually in conjunction with a checking account. While it looks like a credit card and may bear a major credit card company logo such as Visa or Mastercard, a debit card actually works like a check.

Many hotels require a security deposit upon check-in to cover potential damages or incidental expenses. While this is often done via credit card, you can inquire if they accept cash deposits or offer alternative arrangements. Be sure to get all the details in writing to prevent misunderstandings later.

With a credit card, the incidentals deposit is merely a hold on your credit card. But with a debit card, the hotel actually takes that money out of your account right away.