SoCal Insurance Accepted (2024)

FAQs

Can I use my California insurance in another state? ›

Since individual market coverage is regulated and marketed at the state level, a new plan is needed when you move from one state to another.

Our network includes Allied Physicians, Optum, Preferred IPA, and UCLA Health — ranked U.S. News and World Report's #1 hospital in California. Use our search tools to see if your preferred provider is in our network, or find a new one conveniently located by your home or work.

You'll need a new policy when you move to Texas. You can call the company you're using now or shop around for a new policy. We have resources to help you. Wherever you move, you might need flood insurance.

For many individuals who enroll in Medi-Cal, there is no premium, no co-payment, and no out of pocket cost.

State availability

Blue Cross Blue Shield is available in all 50 states, Washington D.C., and Puerto Rico.

Car insurance follows the vehicles listed on the policy. If you have a California policy and get into an accident in Louisiana, your car insurance will cover you at the same limits it would in your home state. Example: Tom is taking his family on a road trip to see the Grand Canyon.

Is Blue Shield available outside of California? Yes! Blue Shield is a California-based national carrier with nationwide coverage for 100% of U.S. zip codes. We offer plans to California-headquartered groups and to groups with employee populations in California.

Moving from California to Florida necessitates a change in health insurance coverage as well. Your current health insurance plan may not be valid or provide adequate coverage in Florida. Understanding how moving impacts your health insurance and taking the necessary steps to ensure uninterrupted coverage is vital.

You can not obtain a reciprocal All-Lines license if your home state or DHS license is for P&C because it covers fewer lines of authority. There are some additional caveats – New York, California and Hawaii do not reciprocate with any other state for example.

If you are not operating your currently registered vehicle, and it is not parked on a California roadway, you may submit an Affidavit of Non-Use (ANU) (REG 5090) to DMV. After filing the ANU, the vehicle's insurance may be cancelled.

Why is Covered California so expensive? ›

Medical advancements, prescription drug costs, and the general inflation of healthcare services all contribute to the overall expense of providing comprehensive coverage. While subsidies are designed to make healthcare more affordable, their effectiveness can be limited by income thresholds.

The law says that you must have auto liability insurance. However, if you have a low income, it can be hard to pay the premium. California has a program to help you. This program helps income-eligible good drivers get insurance.

Routine and preventive care services, including prescription drugs, are not covered when you are outside of California. You will not qualify for Medi-Cal. L.A. Care will not pay for your health care. If you want Medicaid in another state, you will need to apply in that state.

Non-emergency services received outside the state of California will not be covered. If students are claimed as a dependent on their parent's taxes and choose to opt out of their student health coverage, their parent's Covered California family plan would still be eligible for tax credits.